A budget that actually thinks ahead. spending.cc takes your income, fixed costs, last month’s leftover and what you spend each day, and turns it into one number you can trust: how much you can safely spend today. Calendar, insights and goals all baked in. Made for students watching every euro.
Just type into any field. Add as many income streams and fixed costs as you want, and roll over whatever you didn't spend last month.
Every entry gets a category and feeds straight into your live numbers. The days you spent on light up.
Here's where your money actually goes this month: by day, by category, and how it's stacking up against your budget.
Optional. Set a monthly allocation per category, it never changes your data, just shows how you're tracking against your own plan.
Set your budget and start logging to see your daily safe to spend update in real time.
Pop in a savings goal and spending.cc works out the exact month you'll hit it, based on how you actually spend. Drag the slider to see how cutting back pulls that date closer.
This key is the only way back to your data, no email, no password. Stash it somewhere safe before you close the tab.
Pick what goes in. The core report always has your numbers, status, category breakdown and daily chart.
No upload needed and nothing is processed here. Copy the prompt below, paste it together with your statement into any AI chat, then paste the single line it returns back here.
These are the net positive transfers we found, by month. Remove anything that isn't real income, or add one we missed. Expenses import straight to your calendar.