Spend with
spatial clarity.

A budget that thinks ahead. spending.cc turns your income, fixed costs, last month’s leftover and daily spending into one living number: how much you can safely spend today, with calendars, insights, and goals built in — ideal for students on a budget.

Scroll to explore
spending.cc
Safe to spend today
€0
Left this month€0
Spent today€0
01 — Foundations

Tell spending.cc your money.

Type straight into any field. Add as many income streams and fixed expenses as you like, and carry over whatever you didn't spend last month.

Net income

Monthly take-home, after tax
Total income€0

Fixed expenses

Rent, subscriptions, loans…
Total fixed€0

Monthly budget

Your spending allowance
Suggested from your numbers: €0 — tap to use
Rolls unspent money into this month's pot
Spendable this month€0
02 — Daily log

Tap a day. Log what you spent.

Every entry is categorised and folded into your live numbers. Days with spending glow.

MonTueWedThuFriSatSun
03 — Insights

Where it actually goes.

Live breakdown for the month you're viewing — by day, by category, and how it stacks up against your budget.

Spent this month
€0
Budget left
€0
Saved this month
€0
Avg / active day
€0
Biggest expense
€0
No-spend days
0
This month vs last
€0
This week vs last
€0

Daily spending this month

at/under paceover pacedaily pace

By category

Total
€0

Spending bars

Planned category budgets

Optional. Set a monthly allocation per category — it never changes your data, just shows how you're tracking against your own plan.

Spending DNA

The shape of where your money goes this month.

Weekday vs weekend

Average spend per day type.

Essential vs non-essential

How much is need vs want.

Money-leak detector

Small repeat charges that quietly add up — easy wins to cancel or cut.

Budget run-out forecast

At your current daily pace this month.

Fixed costs vs income

What's committed before you spend a cent.

What changed

Biggest movers versus last month, and longer trends.

Regret vs worth-it

Tag entries in the day view. Your spending, ranked by what you valued.
Budget used
0%
On track

You can spend €0 today

Set your budget and start logging to see your daily safe-to-spend update in real time.

Days left
0
Safe / day
€0
Projected month-end
€0
Priciest day
04 — Forecast

Watch your goal arrive.

Set a savings goal and spending.cc projects the exact month you'll hit it from your real spending pace. Drag the slider to see how spending less pulls that date closer.

Goal progress
0%
set a target
Add a target amount to see your arrival date.
What if I trim my spending?0%
Saved / month now
Saved / month trimmed
Drag to simulate spending less.
🔑

Save your secret key

This key is the only way back to your data — there's no email or password. Store it somewhere safe before you close the tab.

Photo

Attach a photo of a receipt or purchase.
Tip: a direct image link (ending in .jpg/.png) previews here. A Google Photos share link opens in a new tab.
📄

Export PDF report

Choose what to include. The core report always has your metrics, status, category breakdown and daily chart.